Actuarial Mathematics Newton Bowers Pdf
PERHITUNGAN PREMI ASURANSI JIWA DWIGUNA PASUTRI SEBAGAI PENERAPAN PEMBELAJARAN MATEMATIKA EKONOMI
Abstract
In learning mathematical economics, the calculation of life insurance premiums is a matter concerning the application of a combination of compound interest, probability, differential and integral. Life insurance with multilife concept is the one of ap- plied in actuarial mathematics. A functions, in the actuarial cal- culation, related to death sequence in multilife concept is called as contingent function. Usage that function in calculation of insurance premium will assist the insurer in giving the benet precisely.
Contingent probabilities are resulted by multiplication be- tween the force of mortality of life in the last sequence of death which have been determined and probabilities of life all family member in multilife status. Insurance formulation is obtained by mutiplying this probabilities with vt discount factor and they are integrated by using the assumption of a uniform distribution of death throughout the year of age.
Keywords
Compound Interest, Probability, Differential and In- tegral, Death Sequence, Multilife concept, Insurance Premium
References
Bowers, Newton L, Jr.,Gerber, Hans U,.etc.1997. Actuarial Math- ematics, Second Ed.The Society Of Actuaries. Schaunburg Illinois
Jordan Jr, Chester, Wallace. 1991. Life Contingencies, Second Ed.
The Society Of Actuaries. Chicago
P.F. Hooker & L.H. Longley Cook. 1953. Life and Other Contingencies. Cambridge University. Press London
DOI: https://doi.org/10.21580/phen.2013.3.1.177
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Actuarial Mathematics Newton Bowers Pdf
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